Anand Rathi has given Buy recommendation for Karur Vysya Bank with a target price of Rs. 115 in its research report issued on Oct 21, 2022

Anand Rathi’s research report on Karur Vysya Bank

KVB’s Q2 FY23 profitability improved, its RoA coming at 1.16% (up 30bps y/y) on account of a good operating performance. Key positives for the quarter were 1) moderating slippages, 2)pick-up in credit growth (many-year high), 3) better margins and 4) strong liquidity and capitalisation. With credit growth expected to be in the mid-teens and moderating credit costs, earnings are expected to be strong.

Outlook

We retain our Buy rating, with a TP of Rs115, valuing the stock at 0.9x P/ABV on the FY25e book.

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